Helping families build financial confidence…one conversation at a time.​

Meet Robert Coutts

Elementary Teacher | Financial Literacy Educator | Author | Workshop Facilitator

Robert Coutts is an elementary teacher and financial literacy educator with 16 years of classroom experience. He holds a Bachelor of Arts and Bachelor of Education from York University and a Master of Education from Mount Saint Vincent University.

Robert developed an innovative classroom economy that uses jobs, earning, spending, saving, and mortgages to help students experience financial literacy firsthand. His approach encourages responsibility, positive behaviour, and meaningful financial decision-making.

He is the author of I’m a Kid with a Mortgage! and the creator of interactive financial literacy workshops for students and educators.

Highlights & Milestones

Since its April 2025 release, I’m a Kid with a Mortgage! has:

  • Sold more than 200 copies locally and online
  • Earned a 5-star rating on Amazon (reviews here)
  • Been featured twice in Whitby’s local newspaper and on CP24 Breakfast
  • Reached readers through Apple Books, Google Books, Kobo, and Whitby Public Library
  • Released as an audiobook in April 2026
  • Inspired financial literacy workshops across the GTA
  • Been featured at multiple Indigo locations across Ontario as part of a 2026 book tour

Workshops & Presentations

Robert is currently booking interactive financial literacy workshops for the 2026/2027 school year.

I'm a Kid with a Mortgage!

FREE Activity and Coloring eBook with every purchase!

Amazon Book Reviews

“I’m a Kid with a Mortgage!” is a refreshing storybook and useful tool for children and classroom teachers. It teaches children about financial literacy, while making it relatable, engaging, and fun. After reading this, I thought about ways I can incorporate this into my classroom. I like how it illustrated and described a lot of financial terms like budget, and investment in ways that children can understand. 5/5 would incorporate many aspects shared in this book into my own classroom! – Charlene​

Educators know that teaching financial literacy can sometimes feel a bit dry. But this resource, written in the style of a storybook, brings the classroom economy to life through the eyes of a student, Vinita. The colorful, engaging story makes concepts like budgeting and financial decision-making interesting and fun! If only I had a teacher like Mr. Toneira — I would have loved being in his class! Overall, this book is a fantastic way to teach real-world lessons that keep students motivated and involved, making it a great tool for both new and experienced teachers. – David​

This was a very interesting book! I wish my teachers would do this, as I like being in charge and having classroom jobs and think it would be very fun! I would recommend this book to any teachers who are looking for fun ways to teach financial literacy! – Avery G​

This book is incredibly user-friendly for kids! The language is simple and engaging, making it easy for young readers to follow along and enjoy the story. I absolutely loved the illustrations—they’re colorful, vibrant, and really bring the characters and scenes to life. It’s a perfect combination of fun and learning. Highly recommended! – Pablo Q​

A special thanks to:

Thank you for your commitment to financial literacy and community education. Without your support, none of this would have been possible.

Teaching Resources & Lesson Plans

Contact

Please send your questions and comments to Robert via email (info@couttscoinpublishing.com), the contact form, or reach out on Instagram.