I'm a Kid with a Mortgage!
Book Release April 12, 2025!
Limited time only, use 20% off discount code: MORTGAGE

Book release
April 2025!
Introducing kids to financial literacy is known to be important for their success in life. This book presents a range of financial literacy skills that young students, their parents, and their teachers can explore.
Meet Vinita! She’s a shy girl who learns how to spend, save, budget, and invest money at school. Why do these activities interest her so much? Because every student in her class has a mortgage!
Without a doubt, I’m a Kid with a Mortgage! is a fun and informative adventure not to be missed!
Meet Vinita! She’s a shy girl who learns how to spend, save, budget, and invest money at school. Why do these activities interest her so much? Because every student in her class has a mortgage!
Without a doubt, I’m a Kid with a Mortgage! is a fun and informative adventure not to be missed!
Fun Financial Literacy for Young Readers!
Readers will enjoy following Vinita and her classmates’ funny antics and financial ventures. They’ll also find out how Vinita discovers and embraces who she is—flaws and all!
Meet the Author of
I'm a Kid with a Mortgage!

Robert Coutts is a first-generation Canadian and the eldest of four children born in an Indian immigrant household. He has his Bachelor of Arts and Bachelor of Education degrees from York University and his Master of Education from Mount Saint Vincent University.
Robert is a student-centered teacher, who has been teaching with the Toronto Catholic District School Board since 2010. He is a teacher with a dynamic form of classroom management, facilitated through financial literacy, which encourages positive equitable behavior and academic excellence. His form of classroom management system serves as an economy and allows students to simultaneously feel challenged and worthwhile.
Outside the classroom, Robert can be found coaching volleyball at his school, watching TV/movies, playing video games, working on home renovations, or spending time with his wife and family.
Robert is a student-centered teacher, who has been teaching with the Toronto Catholic District School Board since 2010. He is a teacher with a dynamic form of classroom management, facilitated through financial literacy, which encourages positive equitable behavior and academic excellence. His form of classroom management system serves as an economy and allows students to simultaneously feel challenged and worthwhile.
Outside the classroom, Robert can be found coaching volleyball at his school, watching TV/movies, playing video games, working on home renovations, or spending time with his wife and family.
Poster Submissions
Reviews & Testimonials

Book Review
“I’m a Kid with a Mortgage!” is a perfect jumping off point to talk about a classroom economy that will get students excited about building a system that encourages not only individual autonomy, but community. If you’re a teacher, I highly recommend that you check out this book and use it in your class!
Virginia Crosbie
Elementary Teacher - B.A., M.A., B.Ed.

Student Testimonial
I learned how to save and spend wisely. I remember when we had the auction days and I would always know my limits when bidding. I try not to aim too high and lose all my cash. I always tried to save up for the items I really wanted and thought about if I really wanted or needed the things I was bidding on.
Student C
Former Student

Teacher Testimonial
I’ll never forget one student that said without prompting ‘Your teacher government is just like a business because you are making money off our loans! Can my business do the same? Is that what banks do?’ Seeing elementary students actually excited to learn about the banking industry was definitely an eye-opener. The real-world applications are nearly unlimited.
Teacher
Grade 6 Teacher - B.A., B.Ed.
Message the Author
Robert Coutts
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