Helping families build financial confidence…one conversation at a time.​

Meet Robert Coutts

Teacher | Author of I’m a Kid with a Mortgage! | Financial Literacy Educator

Coutts Profile

Robert Coutts is a first-generation Canadian and the eldest of four children born in an Indian immigrant household. He has his Bachelor of Arts and Bachelor of Education degrees from York University and his Master of Education from Mount Saint Vincent University.

Robert is a student-centered teacher, who has been teaching with the Toronto Catholic District School Board since 2010. He is a teacher with a dynamic form of classroom management, facilitated through financial literacy, which encourages positive equitable behavior and academic excellence. His form of classroom management system serves as an economy and allows students to simultaneously feel challenged and worthwhile.

Outside the classroom, Robert can be found coaching volleyball at his school, watching TV/movies, playing video games, working on home renovations, or spending time with his wife and family.

Workshops & Presentations

Robert is currently booking interactive financial literacy workshops for the 2026/2027 school year.

I'm a Kid with a Mortgage!

FREE Activity and Coloring eBook with every purchase!

Amazon Book Reviews

Educators know that teaching financial literacy can sometimes feel a bit dry. But this resource, written in the style of a storybook, brings the classroom economy to life through the eyes of a student, Vinita. The colorful, engaging story makes concepts like budgeting and financial decision-making interesting and fun! If only I had a teacher like Mr. Toneira — I would have loved being in his class! Overall, this book is a fantastic way to teach real-world lessons that keep students motivated and involved, making it a great tool for both new and experienced teachers. - David
This was a very interesting book! I wish my teachers would do this, as I like being in charge and having classroom jobs and think it would be very fun! I would recommend this book to any teachers who are looking for fun ways to teach financial literacy! - Avery G
"I'm a Kid with a Mortgage" is a refreshing storybook and useful tool for children and classroom teachers. It teaches children about financial literacy, while making it relatable, engaging, and fun. After reading this, I thought about ways I can incorporate this into my classroom. I like how it illustrated and described a lot of financial terms like budget, and investment in ways that children can understand. 5/5 would incorporate many aspects shared in this book into my own classroom! - Charlene
This book is incredibly user-friendly for kids! The language is simple and engaging, making it easy for young readers to follow along and enjoy the story. I absolutely loved the illustrations—they’re colorful, vibrant, and really bring the characters and scenes to life. It’s a perfect combination of fun and learning. Highly recommended! - Pablo Q

Teaching Resources & Lesson Plans

In the News

Since its release in April 2025, I’m a Kid with a Mortgage! has:
• Sold over a couple hundred copies locally and online
• Earned a 5-star rating on Amazon (reviews here)
• Been featured in Whitby’s local newspaper twice
• Available on Apple Books, Google Books, Kobo, and the Whitby libraries
• Inspired financial literacy workshops across the GTA
• Secured an Indigo book tour with several locations for 2026

Contact

Please send your questions and comments to Robert via email (info@couttscoinpublishing.com), the contact form, or reach out on Instagram.